Financing Is Possible in Fayetteville, TN

Financing is Possible for Bad Credit Shoppers in Tennessee

Need a reliable vehicle? Have bad credit? Been turned down by other lenders because of that bad credit? Then you are in the right place! Our Fayetteville, TN vehicle dealership has been helping drivers get approved for the auto loans they need for years, and now, we want to help you. Ask our finance team about how you can get the vehicle you need with a bad credit, credit reestablishment, or high risk vehicle loan. We have a large community of high risk lenders who will get you a competitive rate, easy terms, and – most importantly of all – hassle-free credit approval in Fayetteville, TN.

Your credit is a very important part of your life, but sometimes, the unexpected happens and your financial reputation takes the hit. Our Fayetteville, TN dealership understands that there are some things you can’t control, so we’re here to help you get the financing you need. If you’ve never seen your credit report, now is the time to get started! Request your report from each of the three bureaus (Equifax, TransUnion, and Experian will each give you one free report every year). Read it over carefully and make sure there are no mistakes, even something as trivial as your name being misspelled can have an effect on your credit! After checking the information, start by clearing any bad debts off your report and then start working on changing your financial habits.

There are many factors weighing on your credit score, including the types of credit accounts in your name and how long you’ve had credit. Things that have a damaging effect on your credit score include late payments, delinquencies, outstanding debts in collections accounts, and a high number of hard inquiries (which come from applying for credit cards or loans of any kind). Creditors will look for these damaging items when determining if your loan request will be approved. If you have one or two marks against you, you can usually still get approval for your loan request. If you have bad credit, however, you don’t have “one or two” little dings, and conventional lenders will be much less likely to approve you. But, take heart, because our Fayetteville, TN auto dealership is here to help you with a non-threatening bad credit vehicle loan.

It will take time to rebuild your credit score and financial reputation, but it is possible, especially if you have a bad credit loan for our finance department. Take stock of your credit today and follow these tips to a healthier credit profile:

  • Always make your monthly payments for credit cards or loans on time
  • Pay your credit card bills in full each month, but avoid a zero-balance if you can
  • Don’t “max out” your credit cards, try to use between 1-20% of your available credit
  • Cancel any credit cards you no longer need or use but keep your oldest cards active if you can
  • Don’t apply for in-store credit cards or unnecessary loans to limit inquiries on your report


In general, bad credit auto loans are approved for most buyers. A bad credit loan is an opportunity to rebuild your credit and get a fresh start, not just an opportunity to buy a car.